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Pamela Garcia

VP of Conventional Lending

Joshua Beck

CEO, Co-Founder

Joshua has over 20 years of experience in the tech industry. He helped start this company in 2015 with the mission of helping people grow. In his spare time he loves hanging out with his kids, going to the beach, and cooking.

No closing cost mortgage explained

As if saving up enough money for a sizable down payment wasn’t hard enough, you also have to consider the added expense of closing costs when...

Everything You Need to Know About Mortgages

Entering the world of mortgages as a first-time homebuyer can be both exciting and intimidating. There are so many different options and terms...

15-year vs. 30-year mortgage: What's the difference?

Buying a home is one of the biggest financial decisions you’ll make in your life. Throughout the homebuying process, you’ll likely encounter...

Joint tenancy: Definition, pros, and cons

Many people assume that buying a house is impossible for them to accomplish on their own. But what if you didn’t have to do it on your own? There...

Encroachment: What it means in real estate

While you may see a property survey as a straightforward and worry-free component of the homebuying process, it can turn up a whole host of...

Contingent vs. pending: What’s the difference?

There’s nothing worse than finding your dream home, only to find out that it’s contingent or pending. However, it can be difficult to figure out...

Co-signing a loan: Risks and benefits

Being asked to co-sign a loan can put you in a difficult situation. On one hand, you want to help the person, but on the other hand, you are wary...

5 types of mortgage loans for homebuyers

The odds are that buying a home will be the largest purchase you ever make. As a result, you want to make sure that you’re choosing the type of...