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Pamela Garcia

Author Archive

Pamela Garcia

Pamela is a driving force towards Vaster's initiative to give our client's more loan options. Please read more about Pamela and her experience in the mortgage industry.

10 best questions to ask when buying a house

10 best questions to ask when buying a house

Buying a house — especially for the first time — can bring up a lot of questions. The process can be long, confusing, and overwhelming if you’re not equipped with the right...

  • Home buying
No closing cost mortgage explained

No closing cost mortgage explained

As if saving up enough money for a sizable down payment wasn’t hard enough, you also have to consider the added expense of closing costs when purchasing a home. But there’s a way...

  • Home buying
Everything You Need to Know About Mortgages

Everything You Need to Know About Mortgages

Entering the world of mortgages as a first-time homebuyer can be both exciting and intimidating. There are so many different options and terms that you know nothing about! The...

  • Home buying
Mortgage Rate vs. APR: What’s the Difference?

Mortgage Rate vs. APR: What’s the Difference?

There are so many different terms within the mortgage world that they all seem to run together. Some of the most easily confused terms are mortgage rates and APRs. Contrary to...

  • Home buying
  • Mortgage industry
Jumbo Loans: What You Need To Know

Jumbo Loans: What You Need To Know

There are so many different loan types out there that it can be hard to keep them all straight! Between bridge loans, conventional and federally-backed, fixed-rate and...

  • Commercial loans
Contingent vs. pending: What’s the difference?

Contingent vs. pending: What’s the difference?

There’s nothing worse than finding your dream home, only to find out that it’s contingent or pending. However, it can be difficult to figure out what these two terms mean and the...

  • Home buying
Co-signing a loan: Risks and benefits

Co-signing a loan: Risks and benefits

Being asked to co-sign a loan can put you in a difficult situation. On one hand, you want to help the person, but on the other hand, you are wary of the risks. So how can you...

  • Home buying
5 types of mortgage loans for homebuyers

5 types of mortgage loans for homebuyers

The odds are that buying a home will be the largest purchase you ever make. As a result, you want to make sure that you’re choosing the type of mortgage that makes the most sense...

  • Home buying

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