Pamela Garcia

May 19, 202210 min read

What Credit Score Is Needed To Buy a House?

If you’re looking to purchase residential property, it’s crucial to know what credit score is needed to buy a house. There’s no need to become unnecessarily stressed; lenders...

• Home buying

April 1, 20228 min read

Real Estate Market Predictions 2022: National Trends To Watch

You can’t predict the future. But if you pay attention to trends, you can get a good idea of what to expect from the real estate market in the near future and beyond.

• Real estate investing

January 24, 20228 min read

Should I Lock My Mortgage Rate Today?

This article was originally published in 2022. Interest rates, market conditions, and lending guidelines have changed significantly since publication. The information below is...

• Home buying
• Mortgage industry

January 24, 202210 min read

Mortgage Prequalification vs. Preapproval

Navigating the home buying process and all its different terms can be confusing. Two terms that you may have heard before are “prequalification” and “preapproval”. A gold standard...

• Home buying
• Mortgage industry

January 19, 202211 min read

Is It a Good Time To Buy a House in 2022?

Everyone seems to have a different opinion on the real estate market these days. So is it a good time to buy a house or not?

• Home buying

December 22, 20218 min read

South Florida Real Estate Market Predictions 2021 and 2022

South Florida is drawing in tons of investors. Should you join them? Here’s everything you need to know about the South Florida real estate market in the rest of 2021 and into...

• Real estate investing
• South Florida

September 20, 20216 min read

How much down payment do you need to buy a home

Down payments are seen as a barrier to homeownership by many. However, this concept is often misunderstood. Contrary to popular belief, you may not need to use your entire savings...

• Home buying

September 1, 20216 min read

Tips for buying a house with bad credit

Many people with bad credit assume that homeownership isn’t an option. However, you’re not destined to rent for the rest of your life. Buying a house with bad credit is possible...

• Home buying

June 30, 20217 min read

FHA Loan vs. Conventional Loan: Which Is Better For An Investment?

It seems like everyone is trying to get into real estate investing these days. With such a hot real estate market, it’s not hard to see why. However, getting into the real estate...

• Real estate investing

June 30, 20218 min read

Mortgage Broker vs. Bank: Which Is Best?

The first steps to securing a mortgage are often the most difficult. Many people don’t even know where to start. If you fall into this category, you’re in the right place! Today,...

• Mortgage industry

June 15, 20219 min read

How Long to Close on a House: Key Information and Timelines

So you’ve made it to closing day! First of all, congratulations -- you’re only a few steps away from officially owning your dream home. Even though you’re close to the finish...

• Home buying

June 15, 20218 min read

What is a mortgage: Overview and FAQs

Mortgages are one of those concepts that you hear about all the time, yet you still don’t have a complete understanding of what they are or how to get one. The good news is that...

• Mortgage industry