How much down payment do you need to buy a home
Down payments are seen as a barrier to homeownership by many. However, this concept is often misunderstood. Contrary to popular belief, you may not...
Home buying (4)
Understanding property taxes
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You may know about certain aspects of buying a home like principal and interest, but there are also less well-known components like property taxes,...
Tips for buying a house with bad credit
Many people with bad credit assume that homeownership isn’t an option. However, you’re not destined to rent for the rest of your life. Buying a house...
5/1 ARM Loan: Everything You Need to Know
Before you lock yourself into a single interest rate for 30 years, you may want to consider an adjustable rate mortgage. One of the most popular...
What Does Escrow Mean and How Does It Work?
Escrow is one of those terms that you’ve heard countless times without knowing what it actually means. However, knowing and understanding this term...
What to look for in a final walkthrough
Buying a home is a lengthy, stressful, and complicated process with countless steps along the way. After applying for a mortgage, submitting an...
What is mortgage insurance and how does it work?
Just when you think you’ve figured out the homebuying process, a bomb drops -- mortgage insurance. This extra cost can really derail your plans. The...
How to get a mortgage
If seeing all your friends buying homes lately has left you thinking, “how are they doing this?” -- then you’re in the right place. Navigating the...
How much does it cost to refinance a mortgage?
Contrary to popular belief, refinancing isn’t free and it can cost you thousands of dollars depending on the amount of your new mortgage loan. These...
How restrictive covenants affect land use
Most people know about homeowners associations but few are well-versed about restrictive covenants despite the fact that these two concepts are...