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Pamela Garcia

Pamela is a driving force towards Vaster's initiative to give our client's more loan options. Pamela's tenure in loan origination has gained her access and expertise to a wide variety of mortgage options and allows her to provide clients a mortgage solution that gives them the upper-hand in the fast moving Florida market. Her previous experience includes over 25 years in mortgage banking, working for financial institutions such as Caliber Home Loans, PRMI, and Iberia Bank.

How much down payment do you need to buy a home

Down payments are seen as a barrier to homeownership by many. However, this concept is often misunderstood. Contrary to popular belief, you may not need to use your entire savings to buy a home. 

Tips for buying a house with bad credit

Many people with bad credit assume that homeownership isn’t an option. However, you’re not...

FHA Loan vs. Conventional Loan: Which Is Better for an Investment

It seems like everyone is trying to get into real estate investing these days. With such a hot...

Title search: what it is and how it works

If you’ve gotten to the title search phase of the closing process -- congratulations, you’ve...

Know your mortgage statement

Another month, another mortgage statement. Before you disregard this confusing piece of...

Closing on a house: How long it takes and what to expect

So you’ve made it to closing day! First of all, congratulations -- you’re only a few steps away...

10 best questions to ask when buying a house

Buying a house — especially for the first time — can bring up a lot of questions. The process...

No closing cost mortgage explained

As if saving up enough money for a sizable down payment wasn’t hard enough, you also have to...

Everything You Need to Know About Mortgages

Entering the world of mortgages as a first-time homebuyer can be both exciting and...

15-year vs. 30-year mortgage: What's the difference?

Buying a home is one of the biggest financial decisions you’ll make in your life. Throughout the...