Carmen Stevens

Is 2025 the Right Time to Cash Out on Your Investment Property?

Cash-out refinancing is a powerful financial tool that allows real estate investors to tap into the equity they’ve built in their properties. By replacing an existing mortgage...

May 9, 2025

12 min read.

• Commercial loans
• Real estate investing
• Mortgage industry

Can You Negotiate Mortgage Rates? 10 Tips

The world of real estate financing can be complex, especially when it comes to understanding and negotiating mortgage interest rates. Whether you're a seasoned property owner...

July 9, 2024

13 min read.

• Home buying

Spec Home vs. Custom Home: Which Is Right for You?

The choice between a spec home and a custom home can significantly impact your residential or commercial property investment. Spec homes, also known as speculative homes, offer a...

July 8, 2024

12 min read.

• Real estate investing
• South Florida
• Home buying

10 Ways To Get a Lower Mortgage Rate

Buying a home is often the most important financial decision a person will make in their lifetime. For many, a mortgage is much more than a loan; it’s a financial tool that allows...

April 30, 2024

12 min read.

• Home buying

What Is the Prevalence of Cash Offers on Houses in 2024?

In the past year, cash offers on houses have become increasingly common. With many mortgage-reliant buyers opting to wait out historically high interest rates, this shift towards...

March 5, 2024

11 min read.

• South Florida
• Home buying

Free and Clear Properties in Real Estate: What Does It Mean?

When most people buy a property, they opt for the common practice of securing a mortgage, a financial tool that enables them to purchase a property with a down payment, while...

September 29, 2023

9 min read.

• Real estate investing
• Home buying

South Florida Housing Market: Prices and Trends

The South Florida housing market has long represented a major opportunity for profit for savvy investors. However, the market has also undergone significant changes over the last...

June 12, 2023

11 min read.

• Real estate investing
• South Florida

Private Mortgage Loans: What To Know Before Borrowing

Private mortgage loans present an alternative route for borrowers seeking financing options beyond traditional banks and financial institutions.

May 31, 2023

10 min read.

• Commercial loans
• Real estate investing

What Is Earnest Money & How Much Is Enough?

Buying a new home or selling your existing home can be a fraught, stressful process, especially in a competitive market.

April 3, 2023

7 min read.

• Home buying